Who are our clients?
Families
Planning for a family or handling young kids can be stressful. With everything going on, financial planning often gets neglected. We understand the challenges you face and we’re here to help make things easier. Our friendly financial planning services aim to remove the stress of managing your family's money, letting you focus on making happy memories with your children.
Professionals
For young professionals starting out, we’ll guide you in establishing a solid financial foundation and smart investment habits to grow your wealth over time. If you’re an experienced professional, we’ll help you optimize your assets and create a strategic plan that aligns with your long-term ambitions.
Retirees
We can explore your finances, goals, and what retirement means for you. We understand that retirement is not just about leaving a job; it’s about finding the freedom to enjoy life on your terms. We can help you explore your finances to ensure you're prepared for this new chapter. Together, we’ll clarify what retirement means specifically for you.
At Organic Wealth, we support all life stages. Providing clear, empowering financial planning advice.
Let’s work together!
Financial planning service options to meet your needs.
From experience I understand that quality, unbiased advice can be hard to find. This is why I created Organic Wealth, to offer caring advice to clients no matter what stage of life.
Emily - Owner/Financial Advisor
Our Services
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Onboarding includes goal setting, data gathering, documents & cash flow review, recommendations & implementation assistance. In addition, we will discuss your risk tolerance, portfolio construction & plan alignment. Ongoing services include investment management, financial plan updates, phone & email support with two annual meetings so we can discuss your life updates! We will also communicate with outside third parties such as insurance agents, accountants & estate planning attorneys to coordinate all your needs.
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Limited scope planning focused on 1-2 topics that will enhance your financial wellbeing. Excludes investment management services.
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For young professionals just getting started that need advice and guidance with an approachable fee. Investment management services may be included or excluded depending on need.
Service Areas
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Goals
-Discuss values & goals
-Confirm priorities & identify obstacles
-Explore possibilities
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Cash Flow
-Review income & expenses
-Optimize banking structure
-Establish cash reserves & liquidity
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Investments
-Discuss risk tolerance
-Portfolio construction
-Charitable giving optimization
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Tax Planning
-Tax return reviews
-Tax optimization strategies
-Recommend & collaborate with accountant
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Insurance Review
-Life, disability & long term care analysis
-Auto & home insurance review
-Insurance agent referrals
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Estate Planning
- Review current documents or educate on documents needed
- Discuss document provisions
- Estate planning attorney referrals
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Retirement Strategy
-Tax diversification
-Withdrawal strategy
-Social Security timing
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Debt Management
-Loan pay off strategy
-Mortgage tradeoffs
-Consumer debt
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Employer Benefits
-Employee benefit optimization
-Open enrollment guidance
-Education of benefits offered
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College Planning
-Investing opportunities
-Savings rate projections
-Tax advantages
